Credit is one of the biggest drivers to a dynamic, vibrant and sustainable economy. In this context, the National Credit Bureaus Association (ANBC) was created with the mission of representing this sector, encourage financial education and collaborate in the creation of a regulatory and legal environment conducive to allowing for credit management to actively contribute as an incentive for the Brazilian economy.

The organization also has as one of its missions to streamline and strengthen the relationship of Credit Bureaus with the various bodies of civil society and harmonizing the sector's operations through actions in support of government authorities, associations and interested parties.

About ANBC

The National Credits Bureaus Association (ANBC) is a private, non-profit organization that aims to contribute to the sustainable development of credit in Brazil.

The organization brings together the credit protection bureaus that operate within Brazil and maintain relationships with international associations to promote industry best practices.

Who we are

Elias Sfeir

ANBC Executive President

An executive with a strong track record in business, working in the roles of director, president, new business development, strategic planning, sales, marketing, engineering, operations and manufacturing.

He has extensive experience across the sectors of Finance, Telecommunications, Automotive, Food, Health, Consumer Packaging. Multicultural experience, including four years working in the United States with several projects throughout Latin America, North America, Europe and Asia and for over 15 years in high-level American and European organizations. He graduated in Engineering from São Paulo University Polytechnic School (USP), a graduate degree in Business Administration from the Getulio Vargas Foundation (FGV) and an MBA from the Kellogg Business School - NWU.

José Luiz Rossi

ANBC Board President and Serasa Experian President

He has more than 30 years of experience in the service sector, with stints at IBM and PwC, was president for five years of Capgemini in Brazil, a leading global consulting services provider. In 2014, he became president of Serasa Experian and Experian Latin America.

Jose Roberto Mauro

ANBC Board Vice-President and Boa Vista SCPC President

Industrial engineer, he worked for 32 years for Valid, a payment identification, telecommunications and digital certification company, where he became president for four years. In 2015 he became president of Boa Vista SCPC.


Press information can be obtained by email: contato@anbc.org.br

Associação Nacional dos Bureaus de Crédito
Av. das Nações Unidas, 14.401, Parque da Cidade, Torre Tarumã – 5° andar, salas 502 e 503
CEP:04730-090, São Paulo, SP
Tel.:55 11 5070-9050

Partner companies

Serasa Experian

Serasa Experian is the Latin American leader in information services for supporting business decision making. In Brazil, it is synonymous with a solution for all stages of the business-cycle, from prospecting to collection, offering the best tools to companies. With profound knowledge of the Brazilian market, it combines the strength and tradition of the Serasa name with the global leadership of Experian. Founded in 1968, it joined the Company in 2007. Experian responds online in real-time to 6 million queries per day, helping 500,000 direct and indirect customers to make the best decisions at all stages of their business. It is the largest Certifying Authority of Brazil, providing all types of ICP-Brazil digital certificates, allowing business to be more secure, agile and profitable.


Boa Vista SCPC

Boa Vista SCPC is a strategic partner which actively contributes to the decision making and risk reduction of businesses. It possesses 350 million examples of commercial information of consumers and businesses and receives over 7 million daily queries. With analytic intelligence, it offers solutions to maximize businesses results and increase security at every business stage, at an affordable cost.

With the latest technology and the expertise accrued over 60 years since the creation of the SCPC, it revolutionized the internet CPF debt query system (www.consumidorpositivo.com.br), and now provides benefits for millions of consumers in the country. It was also a pioneer in carrying out the largest campaign for debt renegotiation, promoting credit sustainability.

It also operates in the electronic transactions security and identification market, providing digital certification services. It is present in Brazil through regional offices, representatives and distributors, as well as partnerships with over 2,000 organizations representing trade, industry and the service sector.


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